Higher studies funding, made clear
Education loan EMI calculator.
Calculate monthly EMI repayments, interest costs and complete repayment schedules for domestic or study abroad education loans.
Instant calculation Monthly estimates in INR
Study loan details
Plan your student loan
Estimated monthly EMI
₹24,516
for 7 years at 9.5% p.a.
Total payable20.6L
Principal₹15,00,000
Interest₹5,59,342
Total amount payable₹20,59,342
Explore education loan Repayment schedule
A clear look at every EMI.
| Month | EMI | Principal | Interest | Balance |
|---|---|---|---|---|
| Month 1 | ₹24,516 | ₹12,641 | ₹11,875 | ₹14,87,359 |
| Month 2 | ₹24,516 | ₹12,741 | ₹11,775 | ₹14,74,618 |
| Month 3 | ₹24,516 | ₹12,842 | ₹11,674 | ₹14,61,776 |
| Month 4 | ₹24,516 | ₹12,944 | ₹11,572 | ₹14,48,832 |
| Month 5 | ₹24,516 | ₹13,046 | ₹11,470 | ₹14,35,786 |
| Month 6 | ₹24,516 | ₹13,149 | ₹11,367 | ₹14,22,637 |
| Month 7 | ₹24,516 | ₹13,253 | ₹11,263 | ₹14,09,384 |
| Month 8 | ₹24,516 | ₹13,358 | ₹11,158 | ₹13,96,025 |
| Month 9 | ₹24,516 | ₹13,464 | ₹11,052 | ₹13,82,561 |
| Month 10 | ₹24,516 | ₹13,571 | ₹10,945 | ₹13,68,991 |
| Month 11 | ₹24,516 | ₹13,678 | ₹10,838 | ₹13,55,312 |
| Month 12 | ₹24,516 | ₹13,786 | ₹10,730 | ₹13,41,526 |
This calculator provides an indicative estimate. Moratorium interest treatment (during study period), margin money, and subsidy schemes (e.g. CSIS) may adjust actual repayment figures.