Home finance, made clear
House loan EMI calculator.
Explore your monthly repayment, interest cost and complete payment plan before you take the next step.
No sign-up needed Monthly estimates in INR
Loan details
Shape your repayment plan
Estimated monthly EMI
₹30,374
for 20 years at 8.5% p.a.
Total payable72.9L
Principal₹35,00,000
Interest₹37,89,715
Total amount payable₹72,89,715
Discuss your home loan Payment schedule
A clear look at every EMI.
| Month | EMI | Principal | Interest | Balance |
|---|---|---|---|---|
| Month 1 | ₹30,374 | ₹5,582 | ₹24,792 | ₹34,94,418 |
| Month 2 | ₹30,374 | ₹5,622 | ₹24,752 | ₹34,88,796 |
| Month 3 | ₹30,374 | ₹5,662 | ₹24,712 | ₹34,83,135 |
| Month 4 | ₹30,374 | ₹5,702 | ₹24,672 | ₹34,77,433 |
| Month 5 | ₹30,374 | ₹5,742 | ₹24,632 | ₹34,71,691 |
| Month 6 | ₹30,374 | ₹5,783 | ₹24,591 | ₹34,65,908 |
| Month 7 | ₹30,374 | ₹5,824 | ₹24,550 | ₹34,60,085 |
| Month 8 | ₹30,374 | ₹5,865 | ₹24,509 | ₹34,54,220 |
| Month 9 | ₹30,374 | ₹5,906 | ₹24,467 | ₹34,48,313 |
| Month 10 | ₹30,374 | ₹5,948 | ₹24,426 | ₹34,42,365 |
| Month 11 | ₹30,374 | ₹5,990 | ₹24,383 | ₹34,36,375 |
| Month 12 | ₹30,374 | ₹6,033 | ₹24,341 | ₹34,30,342 |
This calculator provides an indicative estimate. Your final EMI may vary based on lender terms, processing charges and the approved interest rate.